Finance

GST Calculator

Add or remove GST with CGST + SGST breakdown at 5/12/18/28%

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Enter an amount to calculate GST

GST rates at a glance

0%ExemptFresh vegetables, milk, eggs, unbranded flour, unbranded rice, salt, books, newspapers
5%EssentialPackaged food, sugar, tea, coffee, coal, domestic LPG, economy air tickets, cab rides
12%StandardButter, ghee, frozen vegetables, business-class air tickets, gym memberships, sewing machines
18%Most commonSoftware, IT services, restaurant dining, financial services, telecom, branded garments, cement
28%Luxury / SinCars, motorcycles, AC, washing machines, aerated drinks, tobacco, pan masala, luxury hotels

Cess applies additionally on some 28% items — tobacco products attract 5–290% cess depending on the type.

Which GST applies to your transaction?

Same state

CGST + SGST

When buyer and seller are in the same state, the GST amount splits equally between CGST (goes to central government) and SGST (goes to state government). A ₹1,000 item at 18% means ₹90 CGST + ₹90 SGST.

Example: A Pune shop selling to a customer in Mumbai
Different states

IGST

When buyer and seller are in different states, the full rate is charged as IGST. The central government collects it and settles the state share with the buyer's state. The tax amount is identical — only the split mechanism differs.

Example: A Bangalore company billing a client in Delhi

How reverse GST calculation works

Vendors often quote GST-inclusive prices. To find the base amount, divide by (1 + rate/100). A bill of ₹11,800 at 18% GST: base = 11,800 ÷ 1.18 = ₹10,000. The GST component is ₹1,800, split as ₹900 CGST + ₹900 SGST for intra-state sales. This is exactly what our "Remove GST" mode does — toggle it above and enter the total amount.

GST invoicing mistakes that trigger notices

01

Wrong GST type on invoice

Charging CGST+SGST on an inter-state sale (or IGST on intra-state) is the single most common error. GSTN flags this automatically during return filing, and your buyer cannot claim input tax credit until it's corrected.

02

Mismatched GSTIN on documents

A single digit wrong in the buyer's GSTIN means the invoice won't appear in their GSTR-2A. They lose ITC, you get a notice. Always verify the 15-digit GSTIN against the GST portal before invoicing.

03

Applying the wrong HSN/SAC code

Each product and service has a specific classification code that determines the applicable rate. Using an incorrect HSN (goods) or SAC (services) code can result in under-charging GST, which the department treats as short-payment during assessment.

Maximising your Input Tax Credit

ITC is only available when the supplier has filed their GSTR-1 and the invoice reflects in your GSTR-2A/2B. Reconcile monthly — don't wait until the annual return. For FY 2025-26, the deadline to claim ITC for any invoice is 30th November 2026 (or the date of filing the annual return, whichever is earlier). Missing this deadline means permanently forfeiting the credit.

Key Terms

GST

Goods and Services Tax — a unified indirect tax replacing VAT, excise, and service tax across India since July 2017.

CGST

Central GST — the central government's share of GST on intra-state transactions.

SGST

State GST — the state government's share of GST on intra-state transactions.

IGST

Integrated GST — applied to inter-state transactions. The full rate goes to the central government, which settles with the destination state.

Input Tax Credit

Credit claimed on GST paid for business purchases. Reduces your net GST liability.