How to Improve CIBIL Score to 750+ in 2026 — The Complete Guide
If you want to improve your CIBIL score to 750+, it won’t happen in 30 days. It usually takes 4 to 12 months — and most people fail…
More from Utilra · Page 2
NPS New Tax Regime 2026: Save ₹84,000 Tax Using 80CCD(2) (Most People Miss This)
NPS New Tax Regime 2026: Save ₹84,000 Tax Using 80CCD(2) Under the new tax regime 2026, NPS (Section 80CCD(2)) allows salaried employees to save up to ₹84,000 tax using…
HRA Exemption 2026: 50% Rule, Metro Cities List & Calculation (Save ₹47,000 Tax)
What is HRA Exemption? HRA exemption 2026 is the portion of your salary that is not taxed when you live in a rented house and pay rent. It…
Step-Up SIP Calculator: How Increasing ₹500 Can Double Your Returns (2026 Example)
I started my first SIP with ₹5,000 a month and didn’t think much about it.It felt like I was doing the “right thing” financially — just staying consistent.…
CTC to In-Hand Salary Calculator: Understanding Your Take-Home Pay in 2026
The offer letter said ₹12 LPA — and I thought I understood how my CTC to in-hand salary would work. I thought I understood how my CTC to…
Form 16 to Form 130: What Actually Changed in 2026
Every June, it’s the same routine. You download your Form 16, glance at the numbers, and use it while filing your return. So when you hear that Form…
Is Blogging Dead in 2026? The Honest Answer (With Data)
The question of is blogging dead 2026 deserves a real answer — not another opinion piece. Every year since roughly 2012, someone publishes a confident piece declaring that…
New Tax Rules 2026: What Changes in Salary, TDS & Deductions
India's new income tax rules 2026 came into effect on 1 April — the Income Tax Act 1961 has been replaced by the Income Tax Act 2025 after…
How to Remove a PDF Password — What Works & What Must Know
Need to remove PDF password free without any software? Your bank statement is password protected. You know the password — you just want to save an unlocked copy…
FD Calculator — How Fixed Deposit Returns Are Actually Calculated
Same bank. Same amount — ₹2 lakh. Same week. Four people opened a Fixed Deposit. Eighteen months later, their maturity amounts were different. Not by a few rupees…